Focus on companies with consistent dividend increases. Ideal for long-term wealth building through compounding dividend growth.

Maximize current income with high-yielding stocks. Best for income-focused investors who need cash flow now.

Uses the Chowder Number (Yield + 5yr DGR) to find stocks with high total return potential. Target: 12+ for most stocks, 8+ for utilities.

Prioritize dividend sustainability and low risk of cuts. Focus on low payout ratios and long dividend streaks.